Analysis on credit financing constraints for specialized farmers cooperatives in Yunnan, Guangxi and Guizhou rocky desertification regions and financing platform establishment---Based on survey statistics in Guangxi

ObjectiveThrough analysis of financing constraints for specialized farmers cooperatives in Yunnan, Guangxi and Guizhou rocky desertification regions, the present study aimed to raise the level of credit availability for spe-cialized farmers cooperatives in the areas. MethodThis study took specialized farmers cooperatives in Guangxi rocky de-sertification regions as the target, used questionnaire survey method and key interview method to analyze the availability of credits in the regions. Based on the statistics, the study proposed to establish a credit financing platform for specialized farmers cooperatives in Yunnan , Guangxi and Guizhou rocky desertification regions . ResultFunding constraints and operation risks became the largest difficulty faced by specialized farmers cooperatives in Yunnan and Guangxi and Guizhou rocky desertification regions currently. Financial demands of specialized farmers cooperatives in the region incresed and loan demand was huge in general. Credit financing was the most expected financing source, but the availability level was low, especially credit availability. Most specialized farmers cooperatives pursued internal financing as the main financing channel. The development of specialized farmers cooperatives faced financial constraints. SuggestionThe following sug-gestions are proposed to solve financial constraints in the regions by raising the availability level of credit for specialized farmers cooperatives in Yunnan, Guangxi and Guizhou rocky desertification regions: improving finance-supporting policies and policy-related agricultural insurance system, innovating and optimizing rural credit guarantee mechanism, establishing rural credit evaluation system and credit information system.